Despite 76.5%
of adults being banked, only 16 million people access formal credit
Achieve your credit, FINIVA makes it possible!
A young, reliable Mexican financial company
and a financial wellness ecosystem where
everyone wins
Employees
Employees
Employees Win (B2C):
With FINIVA, everyone wins. Access a fair, fast and transparent credit, without the barriers of the traditional financial system. Because you are the most important.
Company
Company
The Company Wins (B2B):
We provide your company with a zero-cost benefit that improves talent retention, strengthens your value proposition and positions your company as innovative in the Mexican market.
Empowering millions of people and thousands of companies throughout the country
We connect companies and employees across Mexico, promoting their financial well-being.
National presence
The foundation of our success
Minutes
Credit approval online. No paperwork.
Retention
Customers who come back again and again.
Digital Onboarding
No queues at branches, from your cell phone.
States
Coverage throughout the Mexican Republic.
Take full control of your finances from
our app
An intuitive and powerful application designed for you. Apply, approve and manage your credit transparently. Everything you need in one place.
Money in your account instantly
Approved = money in your account via SPEI. No additional waits.
Automatic payment without worries
Your payment is deducted directly from your payroll. Zero risk of default.
Clarity at all times
View your balance, payments made and upcoming payment dates clearly and simply.
Human support, one tap away
Have questions? Access the app or call our phones. We will always assist you.
A credit designed for your
financial wellness
We present our personal loan with fair rates. Achieve your goals
easily and pay automatically every two weeks with payroll deduction.
Forget complications, this is how it should be.
Flexible Amounts
From one month's salary. As you build history, we increase your limit.
Custom Terms
From 12 months. We design your term so the payment is comfortable and manageable.
Competitive Rates
From 5 - 7% monthly. Much fairer than traditional credits of 10-15%. Total transparency.
Automated Payments
Deducted from your payroll every two weeks. Zero worries.
Your payroll credit in
minutes,
not weeks
A digital experience designed to eliminate bureaucracy
and procedures. In just three steps: application, approval
and money in your account.
Download the FINIVA app
Your CURP is enough. The app automatically preloads with your data. Simple, transparent, secure process. We guide you every step of the way.
Your credit approved in minutes
Our technology analyzes your profile and presents you with a pre-approved offer in minutes. We validate your information with preloaded data and show you everything with total transparency.
Money in your account instantly
Once the offer is accepted, we deposit via SPEI directly to your account. Payments are automatically deducted from your payroll, every two weeks.
Put numbers to your goals
Use our simulator to explore your options and find the plan that best suits you. Play with amounts and terms to see an estimate of your payment. It's easy, fast and 100% transparent.
We can lend you at least 1 month of your salary. How much do you earn per month?
How long do you want to pay it?
Biweekly or monthly deduction?
Amount to deduct $0.00
Commissions $0.00
Amount to receive $30,000
Calculation for informational and comparison purposes. The amount and final rate are subject to credit approval.
Let's team up and offer a credit to your employees at no cost to you
Join companies that bet on the financial wellness of their employees.
Smart credit, no investment on your part. Your team gets fair rates,
you improve retention and strengthen loyalty. Win-win.
Benefits
for your company
Talent Attraction and Retention:
Innovative benefit that differentiates and adds value to your company. Fair credit that your employees will value and remember.
Cost-Free Implementation:
Simple integration with your payroll, no complexity for your HR team. We handle the onboarding.
Improve Financial Wellness:
Reduce financial worries of your employees. Result: more productivity, more commitment, better work environment.